Payments are calculated by dividing the equipment cost by 12.
Security deposit equal to one payment is due up front, then pay 12 regular monthly payments.
At the end of the term, simply surrender the security deposit to own the equipment.
No doc fee, no app fee.
$10,000 ÷ 12 = $833.33/mo.
Deposit up front: $833.33, then 12 monthly payments of $833.33.